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Does your CGL policy actually cover your work?

Get a FREE AI-Powered CGL Policy Review

Upload your commercial general liability policy and get a detailed analysis of your coverage gaps — in minutes, at no cost.

Over 50% of contractors carry policies that exclude key parts of their scope of work

What We Check in Your CGL Policy

Coverage Gaps

Does your policy cover your actual scope of work?

Many contractors carry policies with exclusions that eliminate coverage for the work they do most. Our AI scans every clause and flags exclusions that match your declared trade.

Policy Limits

Are your limits high enough for your contracts?

Many commercial contracts require $1M/$2M or higher in CGL coverage. We extract your limits and flag gaps against common contract requirements.

Additional Insured Status

Can your clients be named as additional insureds?

Blanket AI endorsements, ongoing and completed operations coverage — we check whether your policy supports the additional insured requirements most GCs and owners require.

Why this matters: A policy that doesn't cover your work provides false security. Know your gaps before a claim — not after.

Get Started Today with InsureChex

Upload your commercial general liability policy and we'll analyze it against your trade in minutes.

Common risks we check for InsureChex contractors:

  • Exclusions for completed work
  • Subcontracted work exclusions
  • Geographic exclusions
  • Injury to worker exclusions
  • Classification mismatches
Important: You must upload a complete copy of your CGL policy. Ask your agent for the full policy document (PDF). ⚠️ A Certificate of Insurance (COI) is NOT acceptable — we need the full policy.
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🔍 Your review is free and requires no commitment. After your results, you'll have the option to connect with a vetted InsureChex Affiliate for coverage guidance — completely optional.